A Mortgage That Fits Your Life.
Buying a home, refinancing, or investing in real estate? Start with your goals—not a loan product. I’ll help you understand your options, develop the right strategy, and move forward with confidence.
Meet Your Mortgage Advisor, Todd Hummel.
Experience. Guidance. Solutions.
With more than 33 years of professional experience, including 10 years in mortgage lending, I’ve learned that every borrower’s situation is different. My job is to listen, understand what you’re trying to accomplish, and help you find the mortgage strategy that makes sense for you.
Why Work With Todd
More Than a Mortgage. A Better Way to Navigate it.
A mortgage is a major financial decision. You deserve more than a transaction—you deserve clear guidance, responsive communication, thoughtful options, and someone who knows how to solve problems when they arise.
When you have a question or something needs attention, you shouldn’t have to chase your Mortgage Advisor. I stay accessible and keep things moving.
Guidance Built Around You.
Fast & Responsive.
Clear explanations and thoughtful guidance so you understand your choices and can make confident decisions.
Your income, goals, finances, and plans are unique. I'll help you explore mortgage options that make sense for your situation.
Solutions When Things Get Complicated.
Options Built Around Your Situation.
Not every mortgage is straightforward. When challenges arise, I look for solutions rather than simply telling you what's not possible.
Mortgage Options Built Around Your Goals.
Different goals call for different mortgage strategies. Whether you're buying a home, considering a refinance, or investing in real estate, I'll help you understand your options and find an approach that fits your situation.
Buying a home? Whether you're a first-time buyer or moving to your next home, I'll help you understand your financing options and choose a strategy that fits your goals.
Investing in real estate? Whether you’re new to investing or have an established portfolio, I’ll help you explore financing options designed around your investment goals.
Thinking about refinancing? I’ll help you look at the numbers, understand your options, and determine whether refinancing makes sense for your situation.
For Real Estate Agents
A Mortgage Partner Who Helps You Take Care of Your Clients.
Your clients need more than a preapproval letter. They need a mortgage advisor who communicates, responds quickly, helps solve problems, and keeps the transaction moving.
Responsive Communication
Problem Solving
Your clients get a clear understanding of what they qualify for and what their mortgage options look like before they make an offer.
My goal is simple: take great care of your clients while helping make your job easier.
When something unexpected comes up, I work to identify the issue, find a solution, and keep the transaction moving.
I stay accessible and communicate throughout the transaction, so you’re not left wondering what’s happening.
A Partner You Can Count On
Clear Preapprovals
Let’s work together.
What People Are Saying…
“Fastest and smoothest mortgage experience you will ever have! Todd is able to get your mortgage clear to close in no time at all. Whether you need a quick closing or just want to get your financing for your home purchase in order quickly, Todd makes the process pain free and easy.”
— Rachel I., Real Estate Agent
“I couldn't have asked for anyone better to assist me through the mortgage process. Todd is patient, knowledgeable and amazing at what he does!”
— Kate T., Client
“My experience with Todd was phenomenal. He was extremely knowledgeable, kind, and professional. Todd was able to get me financing even when the odds were stacked against me. From start to finish, I was able to trust Todd and his team to get things done timely. Even with bumps in the road we were able to secure our loan and move forward accordingly. I would recommend Todd to all my friends, family, and clients.”
— Ty R., Client
Mortgage Guidance Where You Need It.
I help homebuyers, homeowners, and real estate investors throughout Pennsylvania and Florida. Whether you’re buying locally or investing from out-of-state, you’ll get the same personal guidance and responsive service.
Serving homebuyers, homeowners, and investors throughout Pennsylvania with a focus on Eastern PA.
Pennsylvania
Florida
Serving clients throughout Florida.
Mortgage lending can cross county and state lines. If you’re not sure, reach out and I’ll be happy to let you know what options are available.